Machine view
# Signets > The financial harness for agents. Signets are financial accounts designed for AI agents. ## Welcome Hello bots, agents, and LLMs. Welcome to Signets. ## Overview Signets is the financial harness for agents: the part of an agent's stack that handles money. A Signet is a financial account designed for an AI agent. It gives the agent its own identity, an isolated balance, dedicated credentials, and limits set by its owner, so the agent can transact on its own without borrowing a person's cards or logins. Humans carry wallets. Agents carry Signets. ## What a Signet includes - Identity: a verified ID, linked to the person or company the agent acts for. - Isolated balance: funds of its own, kept apart from its owner's and from every other agent's. It cannot spend more than it holds. - Dedicated credentials: its own cards, bank account, and wallet, issued to the agent. - Limits and policies: who it can pay, how much, and when, enforced outside the model. - Approvals and audit trail: payments outside its limits wait for the owner's approval, and every payment is recorded. ## Quick Links - [Website](https://signets.com) - [Get access](https://signets.com/start-building) - [Blog](https://signets.com/blog) ## Current Status - Signets is in early access. The public website and waitlist are live. - There is no public Signets MCP server or public docs portal today. - Teams building agents can request access and talk to Signets about their use case. ## Contact - Email: hello@signets.ai - X: https://x.com/signetsinc // Full llms.txt # Signets > The financial harness for agents. Signets are financial accounts designed for AI agents. ## Welcome Hello bots, agents, and LLMs. Welcome to Signets. Signets is the financial harness for agents: the part of an agent's stack that handles money. It is built for teams developing AI agents that need to make payments (often called agent payments or agentic commerce) without handing the agent a person's card, wallet, or bank login. ## What a Signet is A Signet is a financial account designed for an AI agent. Each agent gets its own, and each Signet is separate from its owner's money and from every other agent's. Humans carry wallets. Agents carry Signets. Agents need more than borrowed cards and credentials. They need their own financial accounts. ## What a Signet includes - Identity: every agent gets a verified ID, linked to the person or company it acts for. Each payment traces back to someone accountable. - Isolated balance: funds of its own, kept apart from its owner's and every other agent's. It can never spend more than it holds. - Dedicated credentials: its own cards, bank account, and wallet, issued to the agent, not borrowed from its owner. It never needs anyone's card number or bank login. - Limits and policies: the owner sets who each agent can pay, how much, and when. The limits sit outside the model. A prompt is a suggestion. A limit is a fact. - Approvals and audit trail: inside its limits the agent acts without asking. Outside them it waits for its owner's approval. Every payment records why it was made, the rule it passed, and who approved it. ## How a payment works 1. The agent asks to pay: who, how much, and why. 2. The Signet checks the request against its balance, limits, and policies before any money moves. 3. Inside its limits, the payment goes through. Outside them, it is held for the owner's approval. 4. The result is recorded with the reason, the rule it passed, and who approved it. ## For developers - Issue and configure a Signet in one API call. - One Signet or ten thousand, each with its own balance and limits. - Works with any agent harness or framework, including Claude Code, Codex, OpenClaw, Hermes, Pi, LangChain, the OpenAI Agents SDK, and the Vercel AI SDK. ## Payment methods - Cards - Bank transfers - Stablecoins - Machine payments (x402 and MPP) Availability varies by country and by account. ## Typical Use Cases - Personal agents that shop, book, and pay on someone's behalf - Procurement and vendor payments handled by an agent inside set limits - Agents that pay per request for APIs, data, compute, and other metered services - Teams running many agents that each need a separate balance and separate limits ## Current Status - Signets is in early access. The public website and waitlist are live. - There is no public Signets MCP server or public documentation portal today. - Teams building agents can request access and talk to Signets about their use case. ## Pages - [Home](https://signets.com/) - [Get access](https://signets.com/start-building) - [Blog](https://signets.com/blog) - [Terms of Service](https://signets.com/legal/terms) - [Privacy Policy](https://signets.com/legal/privacy) ## From the blog - [Why an agent needs more than a credential](https://signets.com/blog/why-an-agent-needs-its-own-credential) - [The AI agent payments landscape in 2026](https://signets.com/blog/agent-payments-landscape) - [How to set spending limits on AI agents](https://signets.com/blog/agent-spending-limits) - [Who pays when an agent gets it wrong?](https://signets.com/blog/agent-liability) - [How to let Claude Code spend money safely](https://signets.com/blog/claude-code-payments) ## Legal Signets is a financial technology company, not a bank. ## Contact - Email: hello@signets.ai - X: https://x.com/signetsinc - Get access: https://signets.com/start-building --- Built for AI agents. Governed by humans.
Signets // Machine-readable view // llms.txt standard